I am the Construction consultant and a Public Adjuster for Premier Claims base in Omaha NE.
I have produced a questionnaire that I am sharing with peers in the industry to establish a consensus to help push back against the inherently biased criteria Used By carriers and their favorite Engineering firms.
I have attached it and would appreciate it if you could take some time to review and prepare answers to the question and return them. We will compile the results for everyone in the industry to use to rebut Engineer reports when needed.
Check out our Hail damage criteria for asphalt shingles report we’ve created.
I looked at your link. How many questions were in there? 200? I wouldn’t mind helping you, but your ask is huge. That’s hours of labor to analyze that properly.
Whenever I’ve encountered hail damage, the worst damage is almost always on one slope and in some cases, completely absent on the other slopes. For me to determine hail damage, I’d need a holistic view of where all the damage was as part of the entire system. I’d also examine likely human walking paths. In some of your pictures, I saw what I think are boot marks in the granules, not hail.
I would also need to know the age of the roofs. I can walk on a roof and tell you roughly whether it’s brand new, a sorta new, middle, old, or super old. I.e. determine a rough age based generally on the way it feel underfoot. A 15YO roof in Florida that has never seen hail, may look exactly like some of your hail images simply due to granule loss and wind scouring from Hurricanes.
I know you said you’re in Nebraska, so this may be more approriately targeted to inspectors in your region. I know that central north parts of the USA get blasted with hail frequently and there is zero doubt in my mind that inspecting it properly requires someone familiar with the region. Some of the images in your pictures I wouldn’t even look twice at here in Florida. It’s performing, looks like it’s been through a cane or two and will need to come off in 4 years, it’s good enough for now.
As far as answering the questions in most cases it’s the same question and even answering one per section would be helpful. Second these photos show the progressive accelerated aging of the roofs from hail. I have done thousands of these inspections over 40+ years. I promise you will find some helpful info and you will have access to this report in the future for your own inspections.
As far as answering the questions in most cases it’s the same question and even answering one per section would be helpful. The photos represent all slopes in the 2 case studies. The actual files have thousands of photos in each one. If your interested I can send you the links and you can see everything you would need to know. Second these photos show the progressive accelerated aging of the roofs from hail. I have done thousands of these inspections over 40+ years. I promise you will find some helpful info and you will have access to this report in the future for your own inspections.
As far as the collateral indicators again the original files from which I selected these samples would have more than you probably have time to review. But your welcome to them if you like. Just let me know!
I have done many inspections all over the country including in florida. We are in 47 states and as the lead inspector for premier. I travelled all over on a daily basis. The physics do not change and the same principles apply to the same materials anywhere in the US when it comes to hail damage. Except the acceleration of the aging process where the granules have been displaced and exposed the bitumen coating. Is faster the farther south you go. Due to more direct sunlight and UV. So it is even more critical to be able to spot the damage when it is newer. Especially moderate damage.