So, David, who dictates the fee’s you charge for your services? Realtors? Competitors? What is your profit margin when you allow others to run your business the way they see fit? Are you in business to make a profit or work your arse off in hopes of having enough money at the end of the week to put food on the table for your family? Yes, I will ALWAYS answer the above questions as I have. Why would anyone ever advise otherwise? Are you purposely trying to steer him towards bankruptcy, because thats exactly where the advise you are offering will push him… out of business!