Hub International E & O

[rparker (Rob A. Parker)]

Got quote from HUD today for the same coverage as I have already almost the same cost no real savings E&O + GL $3625.00 for 1M

[dcook1 (David L. Cook)]

@areid

Mark,
Thanks for the info. I too am loosing a little sleep over not having E&O but I sill can’t afford it at this point in the process of starting up my business. It sure costs a lot to get everything in place and the machine working properly, especially in terms of time spent researching and developing things like web sites and marketing strategies.
I guess I will likely wait for a few more inspections this year before considering E & O. I am about $1300 in the hole at this point and am about to spend another 1000 or so on new business cards, brochures, vehicle advertizing and possibly a mail out to past customers etc.
Aulden

Aulden,
You can sleep easy with that little expenditure.
Two years ago I spent $55,000 in getting my wifes wine store off the ground. Got it open Jan 2005. We figured it woulf take about three years to get to a point I could quit my job and work with her. In April 2005, I talked to a freind and he convinced me to get into this field because of my background. I met the people from head office and June 1 2005, I spent another $20,000 for the franchise. Then another $11,000 to setup office, inclluding $900 on stamps alone. June 20 / 2005 I quit my job and jumped in with both feet. A very tight year or so for living. It is now coming together nicely. Just when we thought we could tread water nicely, we have to spent another $30,000 to expand her store. Ah!!! the life of a good credit card.

Anyway, I sent my checque into Hub Friday June 22.
Monday June 25, my checque was cashed.
Wednesday June 27, the paperwork arrived from HUB.
Kim obviously has things totally under control.