Hurricane inspection protocol

I live is the Sarasota area and have already received many calls asking about an inspections for hurricane damage. Some are previous clients that want a “before and after” inspection. Not sure if this is even something that can be done or if they need to wait for insurance adjusters. Any insight would be welcomed!

If it’s in regards to repairs I’d recommend a licensed general contractor, if its regarding an insurance claim in dispute then you should direct them to contact a licensed independent insurance adjuster otherwise they should just contact their insurance company.


Maybe it is for their peace of mind before the adjusters start coming in. For example, the adjuster may note missing shingles but you may find the whole roof assembly is racked.


Not sure how damage from Ian will play out but if it is like previous major hurricanes (Katrina, Rita, etc.) The Feds and/or State will be performing disaster assessment inspections for disaster aid and insurance companies will also be performing their assessments for any that have that type of coverage.

You should contact FEMA and/or Feds (go to their WEB sites first) and State to help determine if they will be doing this. You can certainly perform inspections but anything at this point, until they know their actual options, is a big disservice to them at a time when every dime will make a difference.


Independent Insurance Adjusters should be the ones getting involved in this aspect. They are familiar with the system and how to get the most for the homeowner and from their insurance provider.


Your EXPERT “Professional” Home Inspector opinion… Matters…!

Technically/Legally/Procedurally a “HI” may not be the right call for a damage assessment in the aftermath of a hurricane, but obviously you have done your job right of building trust in your market…! and your customers and realtors would like to have you by their side when an insurance adjuster come to site. In this difficult times for all those affected, having a knowledgeable Home Inspector around could be “priceless”…!!


100% agreed…!!

All homeowners should be referred to FEMA in the first instance rather than have independent inspections carried out. FEMA’s specifically trained contracted inspectors are deployed to disaster sites to meet with survivors and assess damages to homes and personal property. The FEMA Disaster Housing Inspection Services Program provides emergency grants, often within hours of inspection, for property owners whose dwellings have been damaged by natural disasters. This assistance supplements property insurance but needs to be carried out prior to any remediation as that could impact the level of support if not carried out to FEMA requirements.


Our phone has not stopped ringing. We had 77 calls on Friday, 103 calls on Saturday and they keep calling.
FEMA Home Inspections.pdf (16.3 KB)
We are not doing any type of inspection for hurricane Ian. We are just recommending they contact the FEMA Helpline at 800-621-3362.
We had quite a storm and many of my friends are still not able to get back into their homes.

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Put on a proper “comprehension hat” and read my post above the one you quoted. Then read the post I was quoting that elicited your response.

Not really sure what you are saying except that apparently I can’t comprehend your response. Remarkably I can, however my response stands for this disaster. Independent inspectors cost the claimant money whereas the FEMA inspector doesn’t and the FEMA inspector will provide an assessment that can provide rapid monetary support for both property and belongings damaged in the event.

Jeez you call yourself “Sherlock Holmes”? I’ll make it real easy for you as if it already wasn’t. You quoted my post where I responded to Brian about a different angle than the OP. By the way OP means Original Poster. However you didn’t seem to read my post just above where I responded the same thing you have said but to the OP.

WTF and get some new glasses!

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Sorry you seem to be getting so worked up about nithing. If you said what I said then fine. Unlike you I dont get personal or abusive in my posts, I try to help those affected in whatever way I can, so peace out.

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I’ve been asked to perform many inspections as a result of hurricane Ian. Most homeowners are asking for the roof/attics to be inspected for 'Peace of mind". I’ve seen damage that the homeowner didn’t realize was there and could not bee seen from the ground. Tile roofs look good until you check the ridge tile and find that 50% of them are loose (lift up with one finger) - shingle roofs that have significant wind lift, the list goes on.The inspections have found storm damage that may have not been found until it was to late for a claim or further damage to occur.
I just use a standard roof inspection form for Florida and provide the information and photos