What is the cost for insurance roughly to cover the 1 mil for all active mold assessors annually?
or what is the additional rider cost on top of the home inspection insurance cost.
Depends on the amount of work you do…Mine was over $5000 for my home inspectors and mold assessors license.
Some say about $2000…
A good estimate would be between $2000 - $3000 for a single guy operation.
Wow
Over 100 views and one response.
Thanks Russell your a stand up guy.
I would answer but it would be complicated with multiple inspectors, contractor’s license and worker’s comp. 
Ours is about $6800, drops a few hundred each year, was almost $9,500. We carry $2 million. Most Developer, Builders, GOV agency require 2 million. We had the “cheap” E&O until we had someone read the fine print. “If” the state does audit or you really end up in court, you want the best insurance if you have much of a company.
Just found this link, for those who don’t know about it.
http://flrules.eregulations.us/register/notice/5/18/2012/11497621
http://flrules.eregulations.us/rule/61-31.604
Effective: Thursday, January 30, 2014
(1) The following violations may be resolved by the issuance of a citation pursuant to Section 455.224, F.S., and Chapter 61-31, F.A.C.
Violation
(a) Practice by an individual with an inactive or delinquent license, in violation of Section 468.842(1)(i), F.S.
Fine: $1,000.00
(b) Failure of a mold assessor to maintain at least $1 million general liability and errors-and-omissions insurance coverage for both preliminary and postremediation mold assessment, in violation of Section 468.8421, F.S.
Fine: $1,000.00
© Failure of a mold remediator to maintain at least $1 million general liability insurance coverage, in violation of Section 468.8421, F.S.
Fine: $1,000.00
(d) Failure to commence corrective action within 15 days of the Department’s issuance of a notice of noncompliance, in violation of Rule 61-31.603, F.A.C.
Fine: $500.00
(2) In addition to the penalties specified above, the Department may recover the costs of investigation associated with the citation.
(3) Citations shall be issued pursuant to this rule where no harm to consumers results from the violation.
Rulemaking Authority 455.2035, 455.224(2) FS. Law Implemented 455.224, 468.842, 468.8421 FS. History‒New 1-30-14.
Specific Authority 455.224(2) FS. Law Implemented 455.224, 468.842, 468.8421 FS. History–New 1-30-14.
My insurance for my FL mold assessors license is $800, but it is based on gross revenue from mold assessment activities which is zero.