Inspection Agreement for Mold Testing

Originally Posted By: jfarsetta
This post was automatically imported from our archived forum.



Greg,


Here's the deal: do as you wish. Mold is serious. It's a bit too serious for the untrained. And I mean untrained. A three hour, or three day seminar will not cut it, and will not make you qualified. Ever wonder why the testing labs dont hang their own shingle as mold testers? They rely on suckers to do the dirty work, take the risks, and face the liabilities. At some point, simple liability can become criminal liability if the tester's qualifications to extend himself as a person qualified to perform the tasks in question are challenged. Where personal injury is the end result, the law looks to assign blame. Do you want to wind up in some ADA's cross-hairs? This question is especially timely, in lieu of the whole mold scare and heightened public awareness (panic).

Mold can make you sick. How sick? It varies from person to person. Mold can make you quite ill, but have little or no effect on me. So who decides if the mold is the culprit in a home that is making the occupants sick? You? Me? Who? If you find mold, so what? Is anyone sick, or do you just want to get rid of it? And if so, why test?

I did a favor for a local realtor who was getting quite sick from some toxin in the home she was renting. She was sure it was from mold. She could "smell" it. I went there to check things out. I was looking for mold, moisture, odors, or anything that would lead me somewhere. Know what I found? NOTHING!

No moisture. No leaks. No rotting wood. No water penetration. No mold under the rugs. No mold in the basement or crawlspaces. No odors. No puddles. Plenty of sunlight and ventilation. Nothing...

What DID I find? Chlordane in huge amounts recently poured into the ground next to the home (allegedly). 10 empty aerosol pesticide bombs in the basement and crawlspace areas (10 of them!) And some staining on the baseboards from bug killer applied by the landlord (allegedly). I asked the agent to backtrack and tell me when she started getting sick. Turns out it was about three weeks after these insecticides were applied. BTW, she just got results back from her allergist; she tested negative for mold sensitivity. So, the mold thing was an apparent red herring. She has a bigger problem, as she has two small children in the home. Toxins are apparently present, but not of the nature she thought. So much for mold testing... But, she was advised by another inspector, certified to test for mold, that she needed his services as mold can be a deadly toxin, which was obviously making her sick. This bunch of crap is what I'm talking about. The only thing this guy was certified to do was take her money.

As to your situation, some advice from someone who has seen smart lawyers filet folks quicker than a fish monger: If you test after remediation, you had better have full knowledge of how the home was initially tested and why, along with all established baseline documentation prior to you starting your analysis. I'd be very careful how you present your results. As there are no standards as to what is acceptable or unacceptable, your words may come back to haunt you. For instance, if you say that the mold has been remediated, what does that mean, exactly? Every home will test positive for mold, as it attaches itself to your clothing from the outside. If you say all is well, and the CDC comes out with a standard tomorrow that says its not, you have set yourself up for a lawsuit. There are no disclaimers to save you, as you have chosen to enter a field where specific training and certification is truly required, though not by law (yet), and standards have yet to be ratified.

As to why I post the way I do, be aware that it's not just me. There are quite a few of us who believe that this type of testing, by unqualified individuals, is hurting the HI industry. I truly believe that. If anyone could simply test for mold, then why is insurance so difficult for mold testers to obtain? Why are the CIH-types the only ones who the insurance companies seem to be willing to indemnify? The answer's quite simple: because the folks with the proper training, background, and credentials are the same people who think like I do and will kill you in court. Make no mistake.

So do as you wish. I cant wait for the EPA to clamp down on this nonsense. The head of the CDC already prepared a position statement relative to the state of the blossoming "mold testing" industry, and it wasn't pretty.


Originally Posted By: gbell
This post was automatically imported from our archived forum.



Hi Joe


I do appreciate you taking the time to let me know how you feel. If I were in New York I would more than likely be doing radon testing rather than mold. But in Florida mold is a bigger issue than radon. By the way there is e&o for mold for HI. Check out http://www.envirosolution.com for anyone who might be interested.



Greg Bell


Bell Inspection Service

1 Like

Originally Posted By: ismetaniuk
This post was automatically imported from our archived forum.



This membership was a big waste of my time!



Igor


Top To Bottom Inspections


Glen Spey, NY

Originally Posted By: kbliss
This post was automatically imported from our archived forum.



Greg,


This is from the people that elected Hillary Clinton to the senate! They have to have the government tell them what to do. God forbid they have their own ideas. Just keep voting for those Liberals and let the Lawyers tell us what we can and cannot do.


Kurt Bliss


Originally Posted By: Robert Patterson
This post was automatically imported from our archived forum.



Kurt,


Has nothing to do with the government. Has to do with what makes sense. If it makes no difference as to what kind of mold it is, you treat it the same, the most dangerous types are not normally found in tests, then why are you taking a persons money that could be better used to solve the problem to tell him he has mold??????It is a scam ![icon_twisted.gif](upload://xjO326gspdTNE5QS3UTl0a0Rtvy.gif)

Also, how many of you are recommending and/or using a biocide in an occupied building?

Bob

I will qualify the above with the statement that there are RARE exceptions to the rule.


Originally Posted By: jfarsetta
This post was automatically imported from our archived forum.



Hey Kurt,


Dont blame me for Hillary. I didn't vote for her. She's a scam-bugger just like some mold testers. And no, I dont like the government telling me what to do, anymore than you do. They do have value in some cases, like when the public's health is at risk. ![icon_wink.gif](upload://ssT9V5t45yjlgXqiFRXL04eXtqw.gif)

So tell me, babe: Do you test for Radon? Do you use EPA protocols or do you make 'em up as you go? ![icon_wink.gif](upload://ssT9V5t45yjlgXqiFRXL04eXtqw.gif) Ever get a flu shot? Wonder where the formulas and innoculations come from? Try the CDC. Oh yeah, I almost forgot. You are obviously an independent thinker and libertarian. God forbid the government may actually know something and NEED to set guidelines. Hey, everyone... vote for Kurt!!!

To this end, your comments are absurd...

And, it's not just the EPA and CDC, my friend. Try researching the topic and you'll quickly discover that every major city in the US has a mold testing and remediation policy. They are all pretty much in locked step, and support my contention and claims. We ned more HIs spreading the REAL truth, not some slick marketing ploy. Wake up and smell the mold... after you do, get rid of the moisture and clean it up. Don't bother testing it.

And for all you nay-sayers out there... what do you think Tilex was invented to get rid of? Oh, that's right... its mold and mildew! Quick... let's test it!


Originally Posted By: jmyers
This post was automatically imported from our archived forum.



Joe F,


Now that you said that I just had my second thought of the year! Yippie......

I am going into the mold remediation business. I will test for mold....tell the client they have mold in this house....suggest they buy at least a 55 gallon drum of Tilex to remove (remediate) the mold from the house....and instead of fixing the water problem....tell them to pay me at least once a year to come back and retest!

In the mean time I will be buying stock in Tilex.......

Wow...I have been coming up with some good ideas this year. ![icon_biggrin.gif](upload://iKNGSw3qcRIEmXySa8gItY6Gczg.gif)

Joe, get off Kurt's butt....he is correct about Hilary...How the HE** could your fellow New Yorkians vote this babe into office. After all everyone knows what happened to the oval office after they voted in her husband....we will never look at the oval office the same way again!

Joe Myers


Originally Posted By: matthew berman
This post was automatically imported from our archived forum.



icon_smile.gif Mike,i use this boiler plate. MOLD; ,mold,mildew,fungas and other toxic organisms commonly occur in areas that show signs or evidence of or have the potential for leaking,moisture intrusion and/or inadequate ventilation.The identification of the organism is beyond the scope of this inspection.Any area or item exibiting such conditions can be a possible health hazard for some people.If concerned about this possibility , we recommend futher investigation be performed.----------matt.


Originally Posted By: jhagarty
This post was automatically imported from our archived forum.



This was an email that was forwarded to me by one of my insurance providers. While they advertise the liability there are underwriters soliciting Property and Casualty Agents to write these policies as they are a cash cow for the Insurance Company and the agents.


This was an internal email soliciting business from larger P&C underwriters. Makes you wonder what is really true?

"Now you can protect yourself AND make more money!" This was the sentence in the below solicitation I liked best. Who is truly being protected by these policies?



Attention: P&C Agents With Contractor Clients!
Breakthrough Mold Coverage Shovels Huge Cash to Agents With Contractor Clients!
Agents Thrilled At Average Time For Online Quote Indication:
An Amazing 9 Minutes, 37 Seconds!

Mesa, AZ, November 22, 2002,
ot contractors hungry for mold coverage? Want a quick and easy way to add serious commission to your book? UCPM Services has introduced a unique mold coverage program with an A++ carrier... and agents are ecstatic!

Check out what you get:

If you?re sick of begging for underwriters? attention or tired of waiting days or weeks for turnaround on your submissions, this is the answer you?ve been waiting for. United Commercial Program Managers (UCPM) offers a FREE online app process. Average completion time is a shockingly short 9 minutes and 37 seconds...with an INSTANT premium indication! And you can receive quotations and binders right there online!
If you write contractors and you?re NOT getting them mold coverage, you?re setting yourself up for dangerous E&O claims. Now you can protect yourself AND make more money!
Over 2000 agencies are using UCPM's online app process. This breakthrough technology obliterates the old-fashioned, cumbersome quoting processes that waste your valuable time. Now you can be a hero to your contractors...while you amaze them with your efficiency AND with the rock-solid protection you provide!
For more information, click here now! Or visit their website at www.unitedcommercial.com/online.htm.

Here?s proof on what you?re missing if you?re NOT using their online
?Instant Quote Machine!? These are real, unsolicited comments from other agents: ?The site worked GREAT! I was able to obtain a quote in less than 10 minutes!?
?The quote process was SUPER EASY, the premium indication was better than expected!?
?Nice EASY SITE TO WORK WITH!?
?...friendly and QUICK!?
?Your website was GREAT! Very EASY to use!?


What are you waiting for?! If you?ve got contractors, don?t waste a moment finding out how this system will shovel huge cash to you! Take a moment and fill out the form below. Do it now...before you competition beats you to the punch!


--
Joseph Hagarty

HouseMaster / Main Line, PA
joseph.hagarty@housemaster.com
www.householdinspector.com

Phone: 610-399-9864
Fax : 610-399-9865

HouseMaster. Home inspections. Done right.

Originally Posted By: gbell
This post was automatically imported from our archived forum.



I knew that when I expressed my feelings that I was making myself a great target. I am happy to say that none of you let me down.


The E&O with the link I posted before is about 2000 a year. I hope all of you have a great day and there is still a little bit of the bulls eye left for anyone that wants a shot. LOL


--
Greg Bell
Bell Inspection Service

Originally Posted By: gbeaumont
This post was automatically imported from our archived forum.



Hi Greg,


nice to see you still have as sense of humor, personally I would like to say that I for one am interested in the mold issue, and will be attending some courses about it, one of which is being run by the State of New Hampshire.


Whilst I appreciate all comments about this issue I think that all HIs should know something about this topic, Why, because our customers are asking us about it. I know that there is a lot of bad info out there and that there are a lot of bad companies trying to scam the public, but it is only because there is a need for information out there and where do our clients go looking for answers.


It is like any other area of our industry even if we choose not to be involved with testing we should be educated on the subject.



Gerry Beaumont


NACHI Education Committee


e-mail : education@nachi.org


NACHI phone 484-429-5466


Inspection Depot Education
gbeaumont@inspectiondepot.com

"Education is a journey, not a destination"