I recently passed the Florida home inspection exam, and am looking to finish the application process with Florida. The state website states I need to show proof of insurance prior to obtaining my license. I have not established a business yet. Will this cause a problem in getting insurance, and can I get insurance first using only my name to finish the process, and then change the name after creating the company? I appreciate your help…
First things first…
It would probably depend on your business structure. It would be best to ask your insurance provider.
Who’s on first, First is on second.
Brendan, your State license is going to be in your name, get the insurance in your name for now and later change to your company name. If you can think of a name for your company before that even better. Good Luck.
I’m not in Florida, but the first thing i did was register a company name. I did a search to find out if the name i wanted was registered in my state and when it wasn’t i paid a minimal fee to register it in my name. I then procured the necessary insurance and applied for a license underr that name.
Since you need insurance, I would ask the insurance company this question.
Thank you for all of your responses. I think I am making it more complicated then it needs to be. I have a call into a few insurance providers, just waiting for call backs, and looking at what are the best ways to structure a company. I have a lot to learn. Looking forward to getting things rolling, and I will most definitely be asking questions on this forum. Thank you all again!
If I may, when I considered how I was to structure my company I spoke with two professionals. First, an accountant for tax purposes. Second, a lawyer for legalities. You will most certainly receive many opinions here on how to structure your company. In my experience, it will be a personal decision based on many variables.
Thank you for your response. I really appreciate the advice.