State of FL licensing

Greetings to All,

I recently passed the Internachi Course and proctored exam. I now have to apply to the state of Florida but need General liability Insurance for $300,000 coverage. When I ask for quotes from insurance companies they are asking me if I’m an LLC, sole prop etc. If I want to join another company and not start my own company do I need to create an LLC and get insurance before joining any company?

Do the llc…Just trust me…OK?