I am new in the inspection field and have been a carpenter for over 10 years now. I have a couple questions on the insurance side…
I have seen a post yesterday about someone asking about were they could get liability ins. i have been researching E & O Insurance… Do you recommend both or will one work as well as the other. As for being a carpenter i have an 1milllion dollar liability insurance already, so feed back would be great…

Also would like to complement everyone on the message board it is really a wealth of information. Take care

Mike Martell

Liability is for when you put your ladder through the window and they want a new window, E&O when you miss something and they want you to pay for a new house.
I believe I’m dropping the GL insurance.

Oh yea WELCOME Michael, don’t be a stranger here.:smiley:

Michael, that’s one of the rare “straight” posts you’ll see from my friend Brian.
Congrats on receiving it!
After this, be advised that his sense of humor is MontyPythonesque.

Look for posts by Shuyler for insurance. Also type in

Also. remember to check out
Use that as a front door to your E&O, and lower your premium by raising your deductible!