IMO… it is the homeowners responsibility to provide proof of these things, not the inspectors. If the homeowner did not provide this required info… his bad. I would never expect an insurance inspector to dig around for info to prove my case. Those of you that do, unless the homeowner is paying you for Permit Search Services, you are actually harming your clients in the long run. They come to expect this “free” service from everyone, and become lazy in their homeownership duties. You have created your own bad situations. The general public only knows what you teach them.
Since half the inspectors have no clue how to resolve these issue, how could anyone expect the homeowner to know how to do it?
I rarely do stand alone wind mits, but, I perform a permit search on every home I inspect. I consider it important and part of what my Client is paying for. Most of the time it takes less than five minutes to get the information I need.
It also allows me to let my clients know that we may have a problem with a certain portion of the wind mit so it can be resolved prior to me even doing the inspection.
And one other thing, I have done permit searches and helped many for free…some of whom have had inspections done by others.
It has to do with the fact, that in the op, the first inspector didn’t do any research to back up what he wrote down on the old form. When the re-inspector came out, unless the documentation or labels or any of the other things are staring him in the face, he isn’t going to go looking for them. The OP was merely pointing out that he resolved the issues, that should have never come up in the first place, in a matter of minutes.
At the conference prior to the new 1802 coming out, either Russ or John asked everyone how many did a permit search. If I remember correctly, three people raised their hands. I have been doing permit searches for my clients for at least the last 5 years and probably more.
We have a lot of individuals here who like to do the work themselves, even if they have never done the work. The lack of a permit is a tool my clients can use for various reasons, to make sure the home is what they want, or to simply walk away.
The 1802 form asks questions. In order to get the answers to those questions, I feel that the inspector should do the research. If fees are incurred, then it is simply passed on to the client or the client can do it themselves.
I had an individual call me mad about her inspector. Seems he wrote on the old form the roof was compliant with the 94 code. She gets re-inspected and that discount went away, because the inspector never bothered to do a permit search.
Sorry Mike, but you aren’t the only one who is doing wind mitigation inspections!
I told this client that she should get a copy of the permit, or if there are any bundles of shingles left over, to get the noa number and then that could be added to the new form as the roof was done in 94. Haven’t heard back yet.
I personally believe that if you accept a fee to perform the inspection it includes you performing the permit search. We performed well over 1000 of these Wind Mitigation Inspections last year and search for a permit on all as well as all of our Home Inspections and Four Points. Why do it any other way?
We charge $100 for stand alone wind mitigation services.
I did not charge anything to forward copies of the re-roof permits to the agents. It took about five minutes to produce. It exposed the inspector and the re-inspection program for what it is and most importantly it showed the agents that I provide a qaulity service.