Good news our latest InterNACHI trainee just pasted the NC Home Inspector Exam today! Congratulation to Justin Ugale
Next up is Dane who is currently completing his field training. Thanks to Lisa Endza @lendza and Inspector Outlet for being a great resource for training materials. Dane got his InterNACHI reference library today.
This is my first post and wasnt sure if I should start a new thread or not … I just passed the NHIE and NC state exam as well … I’m going to start looking for work but I have a question regarding licensing. I’m finding it difficult to justify paying for GA and E&O just in order to receive a license number. I’m new to the field, have no job prospects as of yet, and have only lived here (Asheville area) a bit over a year. Any advice on how to approach this. I really don’t want to be paying a very high monthly premium on insurance if I may not be getting the inspections I need to recoup the cost. Also if anyone knows anyone or anywhere I can look or ask regarding some shadow work or “apprenticeship” I’d greatly appreciate that as well. Love this site and you all seem very respectful and informative to newbies like me so thank you all in advance.
Brady, contact some CMIs or CPIs within 40 to 50 miles, or closer, to your area and communicate with them. Maybe one, or more, will help you. Some inspectors feel as though they are training their competition by ride-alongs or mentoring or hiring.
Brady, the minimum required insurance is $250,000 of General Liability insurance. E&O is not required but you must have at least $5000 in assets, a bond or E&O insurance.
(b) License. – Upon compliance with the conditions of licensure under subsection (a) of this section, to be eligible to be licensed as a home inspector, an applicant must meet all of the insurance requirements of this subsection.
(1) General liability insurance in the amount of two hundred fifty thousand dollars ($250,000), which
insurance may be individual coverage or coverage under an employer policy, with coverage parameters established by the Board.
(2) One of the following:
a. Minimum net assets in an amount determined by the Board, which amount may not be less than
five thousand dollars ($5,000) nor more than ten thousand dollars ($10,000).
b. A bond in an amount determined by the Board, which amount may not be less than five thousand
dollars ($5,000) nor more than ten thousand dollars ($10,000).
c. Errors and omissions insurance in the amount of two hundred fifty thousand dollars ($250,000),
which insurance may be individual coverage or coverage under an employer policy, with coverage
parameters established by the Board.