Does your insurance cover you for home Inspections Have you let your company know that you do home inspections .
I had inquired a long time ago and have been told others have tried to get it recently and we all have had no luck with our E&O.
I carry a separate policy for liability. I am not so much worried about the ladder falling on a car but on someone’s head. The policy also covers other things like a rider for your equipment in your car, office, fraud etc. The policy is $500 for 2 million.
Perhaps the liability insurance is required to satisfy the potential of liability for permitting an inspector into a home and causing other professional misconduct. This also may feed into more recent concerns respecting thiefs under guise as a home inspector in a home or allowing criminals to possibly be entering into a private residence within said municipality.
There have been ongoing discussions in many jurisduction and also with realtors about criminal background checks on home inspectors. After all - background checks are requirements in OREA to assure the assocaitions due diligence of its members. I view it as the cities indication of claiming their own due diligence.
I had heard the same thing and I just went to his web site it also only had Home inspectors for CAHPI in Ontario.
Some where some one is mistaken . I talked to a NACHI member from PQ and he told me that independants and NACHI members in PQ could not get insurance only inspectors who belong to the PQ Homeinspectors association could get insurance it Quebec.
I wonder how Barrie will handle this .
They are a strange town .
So many bylaws most have no idea . My son had a car he was restoring kept it in his Garage and moved it out side to work on it . he got a fine in the mail for having a car with no plates . $200;00 I think .
He protested and said it is an old car and I can not get plates until it is roadworthy.
To bad themes the rules . He asked how to protest and was told To bad themes the rules Plate it or get more tickets.
He paid the fine and got rid of the car.
He is far from Happy with the town of Barrie.
That sure is strange, given the fact that one has the right to appeal to the courts for relief.
For instance. I am having problems with a neighbour who lets their dog bark through the nite hours contrary to the by-law. The by-law enforcement will not lay charges unless I keep a log of the hours the dog is barking. Because they will not be able to get a conviction. I have had to resort to calling the offending party during the early morning hours and waking them to tell them to keep the dog quiet.
As to an old car, your son should have registered an appeal. I don’t know how you can get plates for a vehicle unless certified to be road worthy by a Certified Licence Mechanic.
This is nothing but a tax renvenue for Barrie. I also doubt they have adequate resources to enforce it. Many by-laws are broken daily by residents of municipalities and nothing is enforced until someone complains. Even then if fine imposed they have to catch you in the act and then you can appeal, that is due process, you can’t circumvent due process.
Dog Barking I had the same difficulty and I took a tape recording and talked into the tape giving the time and Date. Took a copy to the town and they then sent a letter to the offender and we got it fixed .