| Insurance Company | Contact | Annual Fee | COVERAGE TOTAL LIMIT OF INSURANCE Business Liability Liability and Medical Expenses Limit | Each Occurrence | Medical Expenses Limit | Damage To Premises Rented To You Limit | General Aggregate Limit | Products-Completed Operations Aggregate Limit | Personal and Advertising Injury Limit |
|---|---|---|---|---|---|---|---|---|---|
| CoverWallet | Travis Forsyth: (646) 844-9933 ext. 6009, travis.forsyth@coverwallet.com | $500 | $1,000,000 | ----- | $15,000 | $300,000 | $2,000,000 | $2,000,000 | Email - no respons |
| LibertyMutual | Joshua Hussey Hatt - Direct Dial: 509-608-4698 - BizInsure - joshua.husseyhatt@libertymutual.com | $500 | ----- | $1,000,000 | $15,000 | $300,000 | $2,000,000 | $2,000,000 | $1,000,000 |
| Hartford Insurance | Roland Llanes: 210-451-6614, roland.llanes@thehartford.com | $512 | $500,000 | ----- | $10,000 | $500,000 | $1,000,000 | $1,000,000 | $500,000 |
| InspectorProInsurance.com | Haley Choe - email - 801-610-2757 - $300K GL, $5K Med, $551 | $551 | ----- | $300,000 | $5,000 | $100,000 | $300,000 | $300,000 | $300,000 |
| Auto-Owners.com | auto-owners.com - $401 ann $300K GL - Erica Livengood - 407.322.0814 | $400 | ----- | $300,000 | $5,000 | $50,000 | $300,000 | $300,000 | $300,000 |
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Thank you all again for all of your assistance!
David,
Thanks! Is your email “inspection@yahoo.com”?
Good afternoon William. Just checking to see if you received me email”handyandy inspection@yahoo.com
Have a great day
Who did you end up going with? I’m in the process of getting quotes currently.
Will
An insurance policy is NOT a commodity. Unlike commodities, insurance policies are not the same product sold for different prices.
An insurance policy is a contract and, if you are a typical policy holder, it is a contract for tens of thousands of dollars, hundreds of thousands of dollars, or millions of dollars that you have entered - and never read.
Assuming that you have coverage for all the risks that threaten your assets can be financially devastating if your assumptions are incorrect. Compare coverages … not quotes.
Read your policy and make certain that you understand it before you need it. Ask your questions to the person who sold it to you in writing and file the written responses to them with your policy.
One more thing …a general rule of thumb is the cheaper the policy, the less coverage it provides. Insurance companies do not pay claims out of their pocket and what they do not charge you, they do not intend to pay you.
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It’s still affordable compared to the prices we have got here