Originally Posted By: Brian A. Goodman
This post was automatically imported from our archived forum.
This is from one of Robert Z’s posts about the definition of “fee paid inspection”, in one of those places I can’t post to.
This is a simple report for insurance on older homes prior to writing a policy. These are one-page simple narrative reports. No request or requirement for review or reporting outside the above guidelines. The client is the homebuyer and is responsible for the fee. The report is provided to the insurance company and copied to the buyer. These may or may not be part of a home inspection. For this scenario let?s assume it is a stand-alone report.
Very few inspectors are familiar with this concept, but the client in this case in not the buyer, even if he picks you, engages you, and pays you. The client is the insurance company, who is relying on your professional work product to make a business decision. This happens every day in appraisal, perfectly normal and understoood, but isn't the norm in home inspection. I won't bore you with the long explanation unless someone asks, but it's true.
2. For existing members. As these meet the clients request, the COE and I believe the SOP would these count as Fee Paid Inspections?
I recently completed a 4-point inspection as follows
A. Electrical. Review for functional operation only.
B. Plumbing. Review for functional operation only.
C. Roof. Review for functional operation and provide opinion if under 15 years old.
D. HVAC/Heat. Review for functional operation only
I think you had it right already Robert, it's reaching. I'm not that up on NACHI SOP, but I can't imagine such minimal inspections being accepted as home inspections. I urge you to resist the temptation to pad your numbers, for what it's worth.