Accept Credit Card Payments On Your Website Or Thru A Touch Tone Phone

[jjonas (Jeffrey Jonas)]

@gbell

You can eliminate that 20 dollar monthly charge by not having a virtual terminal. Once you do that the costs go way down.

Yes…

And…

A few weeks ago, someone on the BB had a great idea…

If you bring your laptop to the field, use it to log in to Paypal directly, or via your website, and they can make their payment right then and there. No more “forgot my checkbook or wallet” problems. Instant payments…gotta love it !!!

[jmckenna1 (John McKenna, CMI)]

@jjonas

Yes…

And…

A few weeks ago, someone on the BB had a great idea…

If you bring your laptop to the field, use it to log in to Paypal directly, or via your website, and they can make their payment right then and there. No more “forgot my checkbook or wallet” problems. Instant payments…gotta love it !!!

When you consider the hassle and expense of a wireless
internet account and taking the laptop with you into the field…
(sometimes there is no reception in some areas also)

A simple phone call to process the card sounds very nice. IMHO

[whandley (Will Handley)]

@wforsyth

I’m actually glad to have an alternative to Paypal. They’re okay overall, but in a high cost transaction…500-600, I lose quite a bit to the transaction if the client pays with a credit card. So if there is a better way, then that is great. Also, the client might feel it’s too much trouble if they don’t have a Paypal acct. already and may not want to or be able to set up an account. It’s nice to have them just click a button or make a phone call.

Clients don’t need a paypal account, they can pay with credit card or a paypal account.

[whandley (Will Handley)]

@jmckenna1

Wendy,

What do you pay per year for your Paypal acct.?

and… What would be your normal fee for a $500.00
charge on a VISA card?

Please include any cost that would be included to
be able to take payments on your web site and
via cell phone… please.

Does Paypal appear on your Client’s statement
or your name? With Payconcepts, it is
your name that the Client sees on their statement.

and… Yes you are correct, your Client does not
have to join anything. Just click and pay.

There is NO annual, monthly, equipment or start up fees with paypal. 2.9% of the transaction. If there are no transactions, there are no charges.

[whandley (Will Handley)]

@wforsyth

Sorry about that John. The info is available even without a membership. But I should have logged out first.

Just a sec.

And no. Paypal wouldn’t be that cheap. If I had five of those above transactions a week (God willing) I’d be paying 100 a week to use Paypal, minimum.

Hey Wendy,

John’s program will have the same transaction charging plus the annual fees. That’s more expensive than paypal.

[whandley (Will Handley)]

@jjonas

John,

Paypal does not charge a yearly fee for it’s ‘basic’ merchant accounts…just the ‘per transaction’ commission…DOWNSIDE is…on-line transactions only…no cell phone or land-line transactions. The only requirement is a e-mail address to join. UPSIDE…they (customers) can pay you with a credit card or from “their bank account” (once their account is “verified”).

Hope this helps…

Jeff

Paypal does have a cell phone and or land line phone based payment option. I’ve used it for over a year.

https://www.paypal.com/cgi-bin/webscr?cmd=xpt/cps/mobile/MobileOverview-outside

[ntoll (Neil Toll)]

@whandley

Paypal does have a cell phone and or land line phone based payment option. I’ve used it for over a year.

https://www.paypal.com/cgi-bin/webscr?cmd=xpt/cps/mobile/MobileOverview-outside

I got kind of excited for a second there. That option is for paying only. The customer would have to activate their own phone for this to work. I’m sure the activation process takes too long to be of use. Of course they would also have to be a paypal member.

This the same thing as Obopay

[wforsyth (william forsyth)]

That’s what I was saying. They do have to create an account to be able to pay. Too much trouble.

[ntoll (Neil Toll)]

@wforsyth

That’s what I was saying. They do have to create an account to be able to pay. Too much trouble.

It used to be that they had to have an account. Now you can pay with a credit card without having an account at paypal. I don’t think the mobile option works without an account. There are merchant accounts thru paypal that allow you to collect over the phone or on your website but there are extra fees attached.

[jmckenna1 (John McKenna, CMI)]

Like I said this is a good deal nor NACHI members and give
you a lot of options for a nice price.

http://www.nachi.org/payconcepts2007.htm