So I submitted this:
The underwriters response was this:
The underwriter is not agreeing with the footprint you sent over for Mr. X Wind Mit Inspection. He does not agree with the area that you left out (the porch). The Underwriter feels that the roof on the porch is structurally attached to the rest of the roof. If that is not the case, like you are suggesting, he is requiring photos of the attachment showing that it is not structurally attached to the main roof. Only then will they review it and offer the HIP rating for this home
My response to that statement was this:
The underwriter is incorrect according to the original study conducted by the State of Florida which lead to the My Safe Florida Home and subsequently the wind mitigation forms and credits, Section 1: roof shape, Page 179 (See attachment). “The open gable section is over the front entrance and is not part of the main structure of the house”. In our case, the gable in the picture can be replaced with a flat porch and remain the same determination (front of home & rear of home are interchangeable). So, even if the rear porch is structurally attached it does not matter because there are no exterior walls, and it is not an air conditioned space within the home. Therefore it is not calculated in the overall determination of the hip roof system.
**Along with the response I submitted:
So I come to you, fair and wise judges of the InterNACHI forums and ask, who is correct?