Anyone know why this was done? Do I just call this a double tap?
No one can tell you what was in the head of the idiot that did this. All we can tell you is that it is wrong and should be corrected by a licensed electrical contractor.
Is there a surge device at the other end of those wires by chance?
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Nope, wires look like they come up through the bottom of the panel and tap right into the main
Oooooh. I love a good fire hazard.
When you see things like that, chances are you will find other defects besides in the panel.
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Do you have a high quality overview of the entire panel? We can play find the defects.
Probably SPD…
Those 40 amps breakers looks to large for the wires, tie bars missing, double tap neutrals,
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Good eyes marcel
Where’s fatty so he can state no problem or concern? ? . . 
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Losing his mind that the cover was removed by this lowly HI. Give him a few minutes to screw his head back on…
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Drew must not be in Ohio or he’d probably be on Death Row right now for removing that cover (if Mr. Parks has any say in it). Life without parole for sure.
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I believe he said he makes $ from being a butler now. 
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I could care less what you do. I just state facts.
BTW that is Not a double tap. It is just ‘a tap’.
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When a butler gets a ‘tap’, it may be on the shoulder but he best get moving’ along. 
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Possibly feeding a subpanel with it’s own disconnect.
What’s SPD?
Surge protection device.
A double tap is a double tap. Report it and have the licensed electrician state its purpose.
I would also inform the seller of this condition.
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