Here’s one for $40 per inspection, and offering 10 per day! You couldn’t get 10 homeowner’s to be home on time to get the inspections done in one day. Not to mention the clause that you might be on a team where one inspector works on paperwork. Not getting paid? Sounds like Citizens will have the same problem with rushed inspections as they did with My Safe Florida Homes program!
…has joined with Inspection Depot, Inc to act as an Inspection Management Company in the re-inspection of tens of thousands of previously inspected homes. Many of these homes were inspected as part of the My Safe Florida Home program and by independent inspectors over the last 4 to 5 years. Upon review, many of the inspections performed were inaccurate at best and fraudulent at worst. The main objective for you (the Field Inspector) is to obtain accurate data so the Insurance companies can gain confidence in the data submitted, underwrite the risks accurately, and to ensure their policy holders are fully aware of the true strength of their home where it relates to wind resistance. Therefore, there are now stricter requirements in order to perform these inspections. The experience required to qualify as a Field Inspector are as follows:
· Currently licensed and in good standing in Florida as (1) a Florida licensed general, building, or residential contractor; (2) a Florida certified building code inspector or building code official (who is authorized by the State of Florida or its county’s municipalities to verify building code compliance); (3) a Florida licensed professional architect; (4) a Florida licensed professional engineer who has passed the appropriate equivalency test of the Building Code Training Program as required by section 553.841, Florida Statutes.
· Must have at least two (2) years experience in residential construction and/or residential home inspection experience and have completed at least 10 wind mitigation inspections either through an in-house apprenticeship program or through prior experience.
The insurance requirements to participate as a Field Inspector are as follows:
· Workers’ Compensation policies which provide coverage for Vendor’s employees or independent contractors’ regardless of the state of hire, in at least the minimum statutory limits required by the State of Florida, and Employers’ Liability with limits of $1,000,000.
· Workers’ Compensation Exemption Certificate will be accepted if Field Inspector is not directly contracting inspection work from Inspection Depot, Inc. and only utilizing the Third Party Quality Assurance process for their own inspection business oversight.
· Commercial general liability insurance providing coverage in the amount of at least $300,000 per occurrence/$1,000,000 aggregate, with an overall policy limit of at least $1 million, which insurance would apply to and cover final court judgments obtained against the Inspection Management Companies, Independent Field Inspection Companies or Inspection Depot by a homeowner in relation to an inspection under the Program including Bodily Injury, Property Damage Liability Insurance and Contractual Liability Insurance to protect the Contractor against claims from the operations of subcontractors or employees.
· Automobile Liability with combined single limits of not less than $1,000,000 per accident. This liability insurance shall provide coverage at least as follows: $200,000 per person for bodily injury, $1,000,000 aggregate per accident for bodily injury, and $50,000 per accident for property damage.
· All Field Inspectors must carry $10,000 Dishonesty Bond. (Cost approx. $120.00/yr – responsibility of the Field Inspector)
… will distribute the inspections to each Field Inspector based on their quality of work and customer service skills. All inspections will be subject to quality assurance verification by… and then again by Inspection Depot. Any inspections not meeting the quality assurance standard will be rejected and returned to the inspector for correction. In addition, surveys will be performed regarding the customer’s inspection experience and be used to rate the Field Inspectors. Therefore, customer service is a very important element to these inspections.
Each Field Inspector will be allowed to complete up to 10 inspections per day unless working as part of a team or where the Field Inspector is working alternating days where the days in between are set aside for data uploads and completion. Field Inspectors will receive $40.00 per inspection for a Personal Line (residential) Wind Mitigation inspection only, $50.00 for a Wind Mitigation with general condition, and $75.00 for a Wind Mitigation with general condition and Replacement Cost Valuation. Commercial Line inspections will range between $150.00 and over $1,000 depending on the number of buildings.
Field Inspectors will need the following equipment to perform inspections:
· Laptop Computer with wireless card
· Digital camera
· Latest version of all Field Inspection Checklists
· Flashlight – high intensity with 1,000,000-candle power is suggested.
· Head mounted flashlight
· Step ladder or folding ladder to access attics
· 6” steel ruler to measure deck thickness
· Zircon MetalliScanner MT-6
· Grease pencil/Sharpie
· 3’ telescoping pole (such as a golf ball retriever) – to gently part the insulation around rafter/wall connection to examine straps in low slope roofs
· Binoculars – for examining skylights from the ground
In addition, all Field Inspectors will need to complete a Background Check and Drug Screening (cost $125.00 to be paid by the Field Inspector).
This is a long-term opportunity once you are approved as a Field Inspector. In order to be part of the program, each Field Inspector is required to complete the attached Field Inspectors Application and Employment Contract. Please complete this application and Employment Contract and forward the documentation along with a payment of $125.00 to Inspection Depot, Inc. for the background check and drug test (we make no money on these services). When your paperwork and payment are received, it will be reviewed by … and then forwarded to Inspection Depot Inc. for approval. Once approved, you will be scheduled for training. There will be no charge for training.
Please make check or money order payable for $125.00 to: Inspection Depot, Inc.
Just wait for the homeowner’s to start sending complaints about your license, unfounded or not, to the DBPR when their discounts are taken away. If Internachi gets these re-inspections I’m assuming Citizens will require the same but at least we will get paid more and skip the middle man subcontractor.