First time buyer grant

Maybe someone here can help me.
My son and daughter inlaw are looking to purchase their first and they heard somewhere that there is a grant available from the canadian or provincial governments for first time home buyers , I haven’t been able to find anything about it .
Maybe someone on this board knows were they can get any info , THANKS.

Fred, try the cmhc website, I think it is
They should have some money I gave them $7000 when I bought my house

Charles : You gave “them” 7000 dollars , what the h### for ?

6% of my purchase price,I think that was it and I had less than 20% down so they got me good, incase the bank has to forclose it is insurance for them,great gig huh?

Great country we live in isn’t it . (**it actually is a great country) **it just has to many people filling their pockets with our hard earned money , that’s why I’m searching for this grant stuff. I’m gonna try CMHC. THANKS.

When I bought my first home there was a system in place that would refund your Land Transfer Tax if you bought a brand new home as a first time buyer, it did not apply to resale homes. I do not know if this program still exists as this was about ten years ago.

The program to which you are referring is the Canada-Ontario
Affordable Housing Program (COAHP). Cities in Ontario have been issued grants which they then distribute to qualified purchasers. In Hamilton, the amount that will be distributed is $7,262.

This is an interest free loan. It must be repaid if the home is owned for less than 20 years. If the house is sold before the 20 year mark, the homeowner must repay the original loan amount plus 5% of any appreciation in value of the home. If the house is owned for 20+ years, the loan is forgiven.

To qualify, you must be over 18 years of age, have a combined family income of less than $55,900, purchase a house valued at $185,500 or less and qualify for a mortgage.

I suggest that you call your city hall or municipal offices and ask if your community is participating in the project.

It probably was not obvious in my previous post, so to clarify, each qualifying home buyer will receive $7,262 (in Hamilton). The total grant money that the city has received will provide grants to approximately 200 new home buyers.


In Romania we don’t have grants for housing anymore now that we are not a communist controlled country.

The “Romanian A$shole” has been identified as RAYMOND WAND OF CALEDON, ONTARIO, CANADA
He has been expelled from NACHI for ethics violations.
Here is the link to his website, you can all decide if you want a gooffy guy like this to inspect your next property.

Raymond Wand Home Inspection Service
Since 1991


Raymond Wand provides professional residential inspection services to buyers and sellers throughout Caledon, Wellington, Halton, Dufferin, and Peel Counties in Ontario, Canada.

As the principal inspector, Raymond has earned his reputation as a professional in the home inspection field by providing effective quality service. Raymond has conducted over two-thousand inspections for satisfied clients from Canada, including some of Canada’s top CEO’s, as well as corporate and private relocations for clients from the U.S.A., England, Germany, and France. The company has been operating full time locally since 1991. At RWHIS, business is derived exclusively from reputation, referrals and repeat clients.
Raymond has a background in building and property management as well as construction and repair. He has extensively renovated several of his own homes, including the historic 1849 stone-grist mill in Hillsburgh, Ontario. Currently he owns a picturesque, forty-acre farm located on Shaws Creek in Alton and has lived in the area for over 20 years,experience and local knowledge that have helped make RWHIS the preferred choice amongst astute clients.
It has often been said the quality of any company can best be judged by the quality of its people. Raymond will gladly be judged by the quality of his service.
It is your right to know about the condition of a property you are about to purchase.
Consider making a home inspection a pre-condition of your Offer To Purchase.
Alternatively if you are about to sell, consider a pre-listing inspection.
ETHICS [size=3]• Raymond does not give or solicit referral fees of any kind •
• Concentrating on one inspection at a time •
• Pride in the accuracy of each inspection •
• Prompt, courteous, honest, and reliable service •• Focus on quality not quantity •[/size] And I am always on time!

Reposted from another forum.

My real name is Raymond Wand, from Home Inspection Services. I give Blow Jobs to any dissatisfied clients. I also offer baby sitting services [boy’s only] to all clients.

I have been expelled from NACHI, ASHI and OAHI for ethics violations. I serve on the Heritage Committee of the Town of Caledon [my days are numbered with the town] as of today. I pray that Mario doesn’t follow through with his promise and e-mail the committee. There is a women on the committee that I like, and she has a small child [a boy] and I’m hoping that they will live with me on my farm.

I would like to apologize to all NACHI members for my recent and past posts on this MB.
I promise it will not happen again. Please forgive me.


Raymond Wand

Raymond Wand Home Inspection Service
Since 1991

Mario A. Kyriacou

[360 Degrees Home Inspections](
InterNACHI Member and Esteem ESOP member

You have been expelled from iNACHI for ethics violations. Your posting privileges have been suspended indefinitely. You are not welcomed here on this MB.

Tell me, what part of the above don’t you understand?

Raymond Wand Home Inspection Service
Since 1991


Once again I don’t understand your mental state. You seem to have diminished capacity!


Mario Are you proud of yourself. Looks like things are backfiring on you! More to come and more friends to lose. You never should have started slandering my name as you did when things were nice and quiet. Remember you started this once again when you referred to me by name as an SOB in your replies to Char Cooke. You really are thick!

You are a son of a bitch!

Mario Thats not nice. That was the other thing I found out about you when I spoke to someone that knows you. They said you had a limited vocabulary.