You should not even be inspecting homes if you do not have GL insurance. What happens if you catch the house on fire or flood the house or whatever? Ya ain’t going to call the Ghost Busters! It is just basic good business to have this type of insurance.
The price difference between $300k and $1M will not be all that much. Expect to pay in the $300 to $500 range depending on the company you go with. You might try the company that you have your home and car insurance with, most write business GL as well.
No they will come but you’re name will spread around fast around the office that you’re not equipped with SURPA and referrals/internet jobs is all you’ll ever see. I’m looking at the whole piece of marketing pie.
So, you are saying that only your Realtor based referrals are effected. That sure is a lot different than what you stated. Any inspector who does not depend on Realtor referrals, will not notice any perceptible drop in business by refusing to play the “Kiss the Agents arse” game. Gotcha!
Yes I’m saying realtor based referrals will take a pounding if you don’t have SUPRA. Like it or not we all know realtors can create business for us why cut them out totally? Those who do is just loosing business. I will never bow down to any broker/realtor but I will market to them and if they want the same quality inspection I give to anyone else then great. If not then they can choose someone else. But to cut them out completely or any piece of your marketing pie well in my opinion your just loosing business “unless” you can completely sustain what you need in life with just internet/past client referrals alone. If so great… but I haven’t been in business long enough in this area to do that yet but it’s getting there. But like I said without a SUPRA in my area most agents won’t consider you if you don’t have a SUPRA key.
Gary this is just my opinion. Everytime I book a inspection well 99% of the time the agent ask if I have SUPRA. When I didn’t have it a few years back you could almost hear the gasp in their voice. So it’s my opinion that you really do need a SUPRA key to stand out to the majority of the crowd.