My Cobra Insurance is running out on Tuesday with my Employer or past employer, I should say.
Cobra is no longer available and was only good for 18 months, so now you know how long I haven’t built anything of substantial value.
New job on Monday at a Naval Shipyard as a Carpenter on a Naval Destroyer with no wood. :mrgreen:
9 weeks without Medical Insurance during probationary period.
Got a quote tonight for $480 a month with a $10,000 deductible.
Full coverage though, with all the regular stuff, perscriptions, blood work, colonosopy, and the works. Paid for and no co-pay.
I’m pretty sure that guy is wrong. Short-term coverage should be considered “credible” by the new carrier to avoid them putting a 1 year exclusion on pre-existing conditions. As long as you don’t have a gap in coverage greater than 62 days, I don’t think the group carrier can slap you with a pre-ex rider. And with the short term policy like you described, that should prevent you from having that gap anyway.