Ok…here are my thouhts ( as if you would like them )
1.) I always recommend protective eyewear when going into a panel.
2.) If you are properly trained on HOW to remove a panel cover and how to check it properly before touching it then I don’t believe gloves are needed because I dont think HI’s need to reach into the panel with their hands…but thats me.
heck…half the electricians I know should probably not be reacing into the panels as well but thats a different story all together.
If your primary work is Home Inspections then I would not worry as much ( not that an ARC FLASH cant happen in a normal residental panel…it can and I have been preaching it for years…) because if you pull the panel cover off straight out an the door closed on it…use it as a shield when pulling away the cover from the panel itself.
I think I showed guys this at some recent HI training seminars…anyway i digress…if you are a commerical inspector and work around larger equipment and higher voltages then invest in the NFPA70E and take it to heart…
As for the stopping the heart…voltage only plays a role in the AMPS…and it only takes roughly 1/10th of an AMP to cause the heart to go into defib and that stops the heart from pumping blood and feeding the brain and thus you black out and die and so on…but enough of that stuff.