Here is a paragraph out of a recent article. About 60% of previous wind mitigation inspections were done wrong.
Of 566 homes reviewed, 375 will have their premiums raised upon renewal because they did not qualify for wind mitigation credits. Citizens estimated the net impact, after paying Inspection Depot, would be about $350,000 in increased premiums.
The people who did it for MSFH were giving those credits as they were instructed to. a strap counted if it went up and over with a nail on the opposite side. Now everyone is going by the 1802 definition.