Insurance Inspections

I am planing on giving a short demo on ways to write insurance inspections at the Orlando Conference. Is there a program or template that you like and why? What do you use for insurance inspections?

There is several I have not tried and do not use and do not want to leave the good ones out.

Mike… NO. :stuck_out_tongue:

Last time I did them, I was actually hired by a 3rd party valuation company for risk assessment, providing service to a few underwriters. They had their own software, I don’t do them any longer.

:slight_smile: your loss :slight_smile:

John, what type of insurance inspections are you referring to?

I use my own custom MS Access database… I think you will have a hard time finding something that is widely used… a lot of guys use their own custom stuff. I don’t know of any companies who have created any templates etc. What do you use John? A PDF filler? I think HIP may have a template…

Come on Kevin… I am surprised the sales folks are not beating down this door. I get solicitation emails about the newest and greatest almost weekly. Complete waste of money if you ask me :slight_smile:

I use windsurance and I am very happy with the software for my insurance inspections. I tried using a pd filler program first but was not happy with them, it was well worth the money to me to have a program that works easily and easy photo uploading.

All of mine are in adobe professional and designed by me.
When I leave the property, everything is done. Picture insertion, descriptions, form filled out, everything.

Florida insurance inspections

I use a form with Adobe and qpdf.

Easy Four Point and Easy Wind Mit_ are android apps some use. I am trying Easy Four Point today. One time 40.00 download.
I can’t say how it works yet, just took pics and notes so I could test it tonight.

It takes too long to add pictures and descriptions.

John’s setup is the easiest and best.

Eric
agreed, I have used a number of different forms posted on here by both John and you.
Adobe forms with drop down boxes, and lots of photo pages are the easiest I have used so far.
Just had to give Easy___ a try.

Since 01 baby, thnx for the plug!

I would love to see a template.
I have had two insurance inspections. One a kitchen fire. the other was water from a broken pipe.
I found it hard to form a working template.
Any help or suggestions would be appreciated.
Thanks in advance.

Your welcome

Good to see you still hang around here.

Robert as far as i know the only ones John uses or is talking about are Florida ones. 4 point Normally written by each inspector except when requested by Citizens insurance company and the a Wind mitigation report written by the Florida OIR "office of insurance Inspection. Then maybe a Citizens roof condition report which most companies want or use when they want to know the current condition of the roof. You can see some examples here http://www.homeinspection.meekerindustries.com/index.html

Thanks John…

Mike thanks.

No 4 point inspection as of yet in Canada as far as I know.

I was looking for a technical insurance type of report.
IE: For flooding, fires etc.
I am basing my insurance reports off of phase inspecting.

I use a 3 part process.
Tell me what you think please.

You are at the home 3 times.
The insurance company has done their part and I follow their assessment.
“I am not there to fight with insurance companies or the builder!”

1: Assess the condition of any damage with images after the cleanup and start the bases for the report.
You use the assessment.
Use a typical HIP report and edit out what systems and components not needed.
All images are taken and I write a report on the area in question. Kitchen, basement, bedroom.

2: Reinspect after the demotion and prior to closing the walls.
That is critical.
In some cases the insurance company will reevaluate condition when high end/man made cabinetry, wardrobes or wall units are removed and saved to rebuild a wall and they may further inspect to evaluate later.

3: Finalize the report with a walk though, photos of completed work
Reviewing the insurance companies assessment data sheet I insure everything is functioning and your check list is completed.

Any thoughts?
Sorry for the edit all.

I do not know of them but I imagine if the insurance companies had any brand they would hire those guys directly. I can definitely see the need for them.

Sorry for errors and my spelling in my last post all.
No glasses, and I am working off my Windows Surface Pro 2 10 inches screen.
It sure is not my office system. 3 X 24" HD screens.
Its fast tough. 128 SSD AND 1 TB of hdd.