Insurance?

General Inspection Topics General Inspection Discussion
1

I am trying to find just general liability insurance. I have tried several different companies that search for the best rate possible.The lowest price I received was $1200 for 1/2 a million in coverage. This seems very expensive for me just starting up my HI business. I was hoping I could get some feedback on what insurance most HI carry and who insures non experienced inspectors for a reasonable price with good coverage? Thanks

2

I pay 560.00 a year

3

It is via Auto Owners Insurence.

4

American Family (Mutual)—I pay about $300.00/year.

$1,000,000 and $1,000,000

5

My GL policy is with State Farm. I use my same agent with house,cars,ect… My GL cost me $250 yr for 500K.

6

I have also been searching for Liability insurance. So far only CHINSURANCE through the NACHI website seems to provide the right kind of coverage (for me) for $504. Most other insurance companies insist on selling you the E and O insurance which is very expensive. If anyone on this message board has had issues with CH, please let me know before I fork out the money. thanks.

7

Check with your home / auto ins rep.

I see no reason to part with more than $350.

8

Thanks for everyones advice. I went to American Family Insurance and the Insured me for $500K for $350. They were the only one that I found in my area that would insure just GL and not E&O with no experience. American Family Rocks!!:stuck_out_tongue: :stuck_out_tongue: Thanks Again

9

Yup, that’s who I’m with, Luke.

And for you folks next door in WA, AmFam is coming there next year.

10

Is the American Family insurance through Hartford?
Everyone’s quoting me $500 for that policy here.

11

Not to my knowledge, Kent;
Call Amy to find out if they are in Colo:
[FONT=Times New Roman]American Family- Amy Schell, 208.762.9310[/FONT]

12

Thanks, Russ!

13

S, Kent!
Be sure to tell Amy I plastered her name & # in front of 10,000 guys . . . .