Originally Posted By: dbowers
This post was automatically imported from our archived forum.
Nick - I think its great we got the PR, but there was nothing of any valid substance in the article. All the article said was some guy got a home inspection - moved in - discovered a disconnected A/C duct - spent $1,500 on legal fees and getting it fixed - and all he got was a $225 refund of his inspection fee. Gosh if we just had licensure and mandatory E&O insurance everything would have been better.
With nothing more than that to go on - the GUY really got screwed, and the big part wasn't the inspector. As a past HVAC factory rep and builder
$225 is more than enough to cover a service call to reconnect a duct.
With most E&O insurance deductibles being $1,000 to $2,000, this would not have been something that would go to the insurance company. We don't climb up to a ceiling and feel how much air is coming out of A/C registers, and there are dozens of places in the average attic that a duct could be disconnected or pulled loose and not be seen - unless you were specifically looking for it.
As a contractor that carries about 11 different licenses, you're not going to go after or get someones license because they didn't manage to spot a disconnected A/C duct. When doctors, realtors, engineers, architects, builders, contractors, etc. not being required to carry E&O - its totally ludicrous for a home inspector with just one little speck of intelligence to consider for 1 minute that we should make this mandatory for ourselves.
At that point-in-time, you have put your ability to do business in direct relation to your ability to buy insurance. Stupid thought!!!!
PR for NACHI - Good!! Article - Way Out in left field as written!!