Personal Lines Policies:
Citizens-Endorsed Inspection Companies for
Wind Mitigation Inspections
IE #010-13 – June 13, 2013
As a service to our applicants and policyholders, Citizens now endorses the following three highly qualified inspection companies to provide wind mitigation inspections:
Property owners applying for coverage with Citizens and existing policyholders who apply for wind mitigation premium discounts must have a wind mitigation inspection performed by a Florida-licensed, authorized inspector. Property owners may select any Florida-licensed and authorized mitigation inspector to perform the inspection.
Citizens-endorsed inspection companies:
Ensure that their inspectors meet the Florida Office of Insurance Regulation minimum licensing standards
Verify that their inspectors have passed criminal background checks
Provide, and require their inspectors to attend, annual industry training courses
When an applicant or policyholder hires a Citizens-endorsed inspection company, the inspection agreement is solely between the property owner and the inspection company. Property owners and agents should contact the inspection company directly for information about:
Inspection fees and payment options
The inspection process
Inspection report delivery options (e.g., U.S. mail, fax, email, etc.)
The applicant or policyholder should give you a copy of the complete inspection report, including photographs, which you will need to upload via the ePAS Electronic Document Submission process.
For additional information, refer to the:
· Policyholders section: Blue Inspections button; select Wind Mitigation Inspections
· Agents section: Blue Inspections button
Selecting a Citizens-endorsed inspector to perform an inspection does not guarantee wind mitigation discounts or that the property will not be re-inspected to verify that wind mitigation discounts were applied correctly.