I was involved in the conversations for the revisions and explained that the metal detector is not accuracte as it can not delineate from 8d, 6d, staples, roof tin tabs, your ring or any other metal it is close to. The pics of the trusses with the lines are not accurate or needed. The bldg code inspector verified the deck attachment. The pics of the shiners are not needed. Some pics make sense,ie straps, hip roof, house pics, pics of the noas’ and/or revelant docs. Not all construction methods have been tested, so why are homeowners being penalized if there old homes do not comply. Many in the HVHZ standing for more than 50 years with 1/4" staps, with 2 - 16d nails in dade county pine, one on each side and the strap is embedded in concrete on both sides as the girder/rafter beam was in place during the pour, on top of the form. coral rock homes sit on small piles of blocks and have no rebar, yet have been standing more than 80 yrs in the HVHZ.
The insurance industry will scratch us off like ticks on a dog. It is as powerful as oil. Exercise your 1st amendment right as many have died to protect. Our country is going to bottom out soon and we will rebound, but until the pile of peoples belongings quite littering the neighborhoods as they are evicted and the homes deteriorate from lack of upkeep we must all stick together to help each other. Offer free inspections to those in need, help cover some openings at no charge, Do what you can to help the homeowner survive as you are also helping this country to survive.
I have seen soooo much hardship in these homes I am ready to quit as the insurance rates continue to ravage our citizens trying to survive. One rep said it like this, I feel like I am holding these clients upside down and shaking their last pennies from their pockets.