Just had a conversation with an agent on a home I did the wind mit for - had essentially a strap that didn’t wrap over the top, so I scored it as a clip. The underwriter apparently denied this, saying the photo provided didn’t specifically show 3 nails, so he changed it to “toe-nailed”. I wasn’t aware the clip had a nailing requirement - thought the 3 nails only applied to straps. This is State Farm. Anyone else hear of this? I realize the insurance underwriter can do what he wants, but if I was wrong, I’d like to know…
Minimal conditions to qualify for categories B, C, or D. All visible metal connectors are:
Secured to truss/rafter with a minimum of three (3) nails,
4 Likes
Read the form carefully a few times to get used to the specifics (someone smarter than me said that before). I had to bold quite a few things to make them stand out to me…
Agreed, it’s the first line under “Minimum Conditions”, must have 3 nails…
Remember the Nailing Position as well is critical. 2 nails must be in the Front (anchor) side and at least 1 nail in the Opposing (tail) side. If its reversed, it drops to a Clip, see attached photo of a Clip Nailed Strap
Also be careful not to mistakenly count the Rivet securing the Truss to the Moisture Barrier as a Fastener
2 Likes
1st two pics show drywood termite fecal pellets.
My termite company can treat it. 
1 Like
always working it Marc 
…I probably refer All Tropic once a month, hope something gets to you
1 Like