How beneficial is it to get HUD certified

I dont know if this is out of the realm, if so , I’m sorry. But wanted to know how much more work do you get being HUD certified , and ive looked around and it cost like $300 for classes, unlike the NACHI, typically for some reason always out of my areas (thats how it always happens). How much is the average job, ive looked (not that hard i have 2 admit) and have not seen the pay. Can anyone provide insight?

I’ve never been asked if I was HUD certified and have never been asked to perform a HUD inspection.

Not crucial in my area.

Hijacking… where can you get ‘certified’?


Ditto with what Dave Valley said. In 10 years and well over 2,500 inspections, I have never been asked if I was HUD certified.

I can only remember one house that was going through the 203K rehab program, and the buyer had their own 203K hud inspector, and also hired me as their general home inspector/ structural pest inspector.

The bulk of loans processed today are conventional, making a HUD certified inspector just a title. In my opinion it is a waste of time.

If you want a title, then you would be better off checking out the CMI , and there is no test.

I applied for the 203K certification and was denied as, according to the letter and phone call, I was not a licensed architect … which would allow me to prepare architectural drawings.

Now … mind you I’ve been in construction for about 20 years and commericial/corporate inspections for easily half of that time and now doing residential inspections for 5 years.

I was told many times on the phone call from the Denver Regional office that I had to prove my ability to prepare architectural drawings as an architect before I would be considered.

Caller would not tell me if all the current 203K consultants were architects or not. Hummm. Somehow I think it is ‘government speak’.

Or it may be in how the application is filled out and the resume is phrased.

Any suggestions from current 203K consultants?

As for original questions of how beneficial is it to be a 203K consultant … I don’t think it is that valuable as I’ve never received a call in five years nor have I known anyone who has … maybe I’m hanging in the wrong circles?

i perform appx 850 HUD inspections a year, and I have no HUD certs

the only certification for HUD that I know about is HUD/REAC and thats for new construction / renovation

Unless you are going to take a class from ITA, the certification from HUD is free. However, you can’t be a newbie and qualify for the certification. You must have, as a minimum, 80 hrs of qualified inspection training and 250 paid for inspections, in which you were solely responsible. This is for the REAC program. Then after you attend the week long class, you are allowed to bid on the HUD site for listed inspections. Your first inspections are closely monitored by HUD QC people. I looked into it and just not worth my time and effort. Too much gov’t BS. The other program is the 203K renovation, same BS. You do not need to be HUD certified to perform an inspection for someone applying for a HUD loan. The buyer is the one hiring you and HUD pushes home inspections hard.

HUD 203k - architect required. Nope. Somebody gave you brush-off.

From HUD Mortagee Letter 95-40.

Qualifications: HUD requires at least three years experience as a
remodeling contractor, general contractor or home inspector in order to
quality as a 203(k) consultant. The consultant must be able to perform
home inspections, prepare the necessary architectural exhibits, and be
able to complete the draw inspections on the property during the
construction phase of the project. A state licensed architect or
engineer may also be accepted. To apply for HUD acceptance, the
consultant must submit his or her qualifications (resume’) to the local
HUD Office and be trained.

James re-read DBowers quote again. I think you and him are on the same page.

Sorry, Humberto, that was aimed at the government bureaucrat in Denver, not Dan. Deleted to remove the confusion.

Jamey :mrgreen:

No harm done. I just called it to your attention because it did seem rather odd. The way I read it, you both were saying the same thing.:slight_smile:


The architectural drawing we prepare for HUD are line diagrams, similar to a floor plan out of Better Homes & Garden. The term architectural drawings or documents is misleading. We’ve been FHA/HUD 203k Inspector since 1993 or 1994. Sometimes I prepare plans - on $49.95 drawing program OR other times the client has blueprints or renderings prepared for me.


It just occured to me that you could use Apex Appraisal software for that as well. It is nothing more than a simple CAD program that produces line drawings and any home inspector that is also an appraiser would already have a program handy.


jgroves said not a new, 80hrs, what makes that, who do they consider


Read our Standards of Practice. The minimum 250 inspections must be to that level, not what the average mortgage field services inspection usually covers. The inspection classes must be from an approved source (such as ITA). They also generally want you to have 3 years of inspection experience. You can always submit an application, but they verify everything. For what they pay, it is just not worth my time, effort and energy.

All this info is confusing.

That’s because the government’s info is confusing. Basically, there are three types of inspections for which you have to be on HUD’s “roster”

  1. FHA compliance (used to be VA, too, but VA not longer has this requirement. FHA compliance credentials, 3 yrs experience in construction trades, and licensed, insured home inspector.

  2. HUD 203K…This SHOULD be a very popular program, but because of all the gov’t BS, hardly anyone takes advantage of it. Were it not for the BS, one could buy a salvage home, move it, put it on a HUD approved new permanent foundation, remodel it, and have a great home for a great price. Lender HATE them, again, for all the BS. Works like REAC, sorta, and the credentials are similar. Unless they have changed it recently, you must have been in business as a licensed inspector for 2 years.

  3. The REAC program, someone already stated the minimum requirements.

Of course, as in anything else involving gov’t, be prepared to have the dumbest civil servant in the force handling your application. Be prepared to get the runaround. Be prepared to hear that for some odd reason, you don’t qualify. Be prepared to have the civil servant serving you to have wagon-rut level reading comprehension so bad that he misinterprets both your level of experience and HUD’s requirements. After all that, be prepared to call your congressman, at which time you will be miraculously approved.

Then be prepared to discover there’s not much to it, after all. Looking into my admittedly unscientific crystal ball, I can see FHA compliance inspections paying off better IF the FHA loan makes a comback, which, given the current climate, just might happen. Maybe.