Good evening guys. I was curious to know if any of you guys complete alot of insurance inspections on Mobile homes. I got my first request for one today.
If so do you use the standard 4- Point checklist or do you have a different form? Would you be willing to provide me that form?
I also am begining to anticipate some difficulty with this. Specifically with regards to the roof covering. I’m not sure what the life expectancy on say something like a cool sealed roof would be. I assume 3 years.
Do any of you have a chart for the various types of commom mobile home roof coverings and their life expectancy?
ive always used the same form as well. they are kind of a curve ball when you dont expect it, but you can just wing it. Pretty much the same inspection
Almost true…depends on the age of the unit and the underwriter, and what part of the State your in.
Most underwriters WILL accept a standard 4-point but they want to see an annotation concerning the type of strapping and the spacing.
YES - there is a mobile Home ONLY form that *SOME *underwriters want completed by a Contractor / Mobile Home Installer - much like the strapping verification and certification form.
Allot has changed in the last 12 months with the writing of Mobile Homes. Lots of companies will not even consider writing a mobile 1993 and older - again depending on what part of the State your in. Which in that case leaves the client with Citizens who has several reports they may or may not ask for.
Well - this was as clear as mud…OH - we’re talking about insurance inspections. That’s why…