Yeah Ken, that’s what I was referring to on the laminate shingles in particular, I have not seen so much of it with the 3 tab shingles…its usually improper nailing…but then again I do not call it out since about 95% of roofs are not exactly nailed as prescribed by manufacturer…not to mention the location of the nailing line is too close to the edge of the tabs as many experienced roofers have found…as long as fasteners go through both layers at some point I do not make a fuss…besides its often just another excuse insurance companies use to not pay out…which is what some so called Haag experts use to alleviate their clients (insurance companies) responsibilities…another reason I am not impressed with many of those guys…they are mostly hired guns utilized by some insurance companies.
I used to think that way about insurance companies in general- that they always tried to get out of paying- but I think it varies widely with insurance companies.
Over the past 9 months I’ve been working closely with the vice presidents for property claims, claims adjustment supervisors, trainers and claims adjusters for Farmers and Shelter Insurance companies, and I’ve been extremely impressed with their ethics. In fact I was embarrassed by my pre-conceived notions about their ethics.
When it comes to wind and hail claims, insurance is a crazy business and so far, what I’ve seen for the most part is things getting paid that I would never have paid if I’d been the claims adjuster.