Should Wind Mitigation Report include roof if this is a high rise apartment?

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I’m going to perform an inspection for an apartment in Miami. The insurance company still asks for the wind mitigation report.

This apartment is not on the highest level. Should I still inspect the roof or just perform the Opening Protection?

If this apartment is on the highest level, then should I inspect the roof?

Thank you!

2

You can only do so much. Sometimes you cannot even access the roof.
Typically if they are not on the top floor, you would just do the opening protection, and put unknown for all the other questions. If they require more, then the buyer should be able to get information from the HOA, sometimes they will have a Wind mit report on file as well.

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Thank you Daniel!