WM for Condo Building

Is there a correct way to write a WM form so that it pertains to multiple condo units? I’m being asked to price a two story, five unit wide building.

Do I write one form and under the address put 110-114 Palm Street?

Also, how do you guys price this? Is it close to the fee of a single family home or do the number of units come into effect?

Yes, and you are not qualified to complete that form.

You could separate each unit individually…meaning 5 separate reports.

I see. What qualifications are needed to do a wind mit on a condo building with two stories?

https://www.citizensfla.com/policyholder/inspections/?defaultinfo=/shared/inspection/WindMitigationInspections.cfm&show=text&link=/shared/inspection/WindMitigation/MitigationForms.cfm

Don’t listen to him…You can fill out the 1802 for a two story condo building. It’s the Type II and III buildings you cant do. Up to 3 stories is a Type I.

Wow! sounds like you need to go back to school…oh yeah you don’t do insurance inspections

https://www.citizensfla.com/policyholder/inspections/?defaultinfo=/shared/inspection/WindMitigationInspections.cfm&show=text&link=/shared/inspection/WindMitigation/MitigationForms.cfm

Personal residences:

  • Single-family dwellings
  • One-to-four-unit residential dwellings, including apartments and condominiums
  • Residential buildings with one-to-three stories, including five or more unit apartments and condominiums

See the title? “PERSONAL RESIDENCES”, meaning individual units. His question was could he qualify the whole structure on one form?

And the answer is no! He can do each unit as a “personal residence” separately only! Which is what I said.

Learn2read!

And what is a good fee structure for a building? Is it “get what you can” or is there a common price structure out there?

Learn to read, he asked if he could do the complete building on one form or each unit individually. He can do each unit individually…which is what I said.

Apparently, common sense is a flower that doesn’t grow in everyone’s garden!

Sent u a pm. there are trolls on this mb,

You can trust Dennis for sure :slight_smile:

Maybe you should learn to read, Robert. You really don’t know what the hell you are talking about. I’ve done many commercial policy wind mits with the 1802. I do the MIT II & III reports also, but only on 4 stories or more.

And you’re a green thumb?

Awesome, so proud of you! But the original poster doesn’t have a CBC license which is most likely what you used to qualify for each report.

The 1802 was designed and intended for “personal residences” only, just because an agent accepts it doesn’t mean that’s what it was meant for.

Read the title block Mr. Know-it-all…and use your head…

…I’ll take a green thumb over green behind the ears any day! :wink:

What does “personal residences” mean to you? He can do them separately as individual units, which is how the form was designed…look at the title block, where exactly would he put the five different owners of each residence if he performed it as one structure?

Then you are doing them wrong…which comes as a complete shock…:wink:

How much simpler could this be? Really?

Read the title blocks in each form, then read the statements from citizens that related to each form…one, plus one, equals two…

Do you even know what is and is not considered “commercial” property? Shared entrances…common pool area…etc…

I should not have to tell you this, it amazes me in such a way that a simple understanding of what the form asks for can be misinterpreted and misunderstood so blatantly.

As Brad said. 1802 form. One for the building insurance. We have done 100 plus of these in some years. Usually don’t comment on opening protection depending on situation

Read below, and please…for the love of god…use your head!

For the 1802 form:
Personal residences:

  • Single-family dwellings
  • One-to-four-unit residential dwellings, including apartments and condominiums
  • Residential buildings with one-to-three stories, including five or more unit apartments and condominiums

Now, for the MIT-BT II and III
Buildings with four or more stories, including:

  • Personal residences and residential units (including apartments and condominiums) Commercial, residential

What differences do you see? To the uneducated person who doesn’t know anything about commercial or residential structures, they appear the same. What the UW is willing to accept just means he is also uneducated, is anyone shocked by that?

Mr. Bradley, what exactly is the differences between commercial and residential properties when it comes to condominiums? Hint, I told you earlier…