Let me tell you something Richard.
I have been doing 4 points since before I was a NACHI member and before any regular home inspectors were doing them.
I used a licensed electrician to do the electrical portion before I took my NACHI electrical course. Since posting that certificate on my inspections I have not used a electrician and all of my inspections have been accepted.
I got my original 4 point inspection directly from an insurance company and have tweaked it to meet all my needs.
Home inspectors using the NACHI form are causing problems to the customers that they have not previously had to deal with because inspectors are writing up stuff that no one asked for and now it is starting to become common place.
Ask around and see what everyone was doing 2 years ago. No insurance company complained or asked for more until people started doing all kinds of ridiculous stuff.
Slowly but surely what was once a simple insurance inspection is turning into something much more. That goes both for wind mits and 4 points.
Doing above and beyond is great for full home inspections but doing so with insurance inspections causes the client nothing but aggravation, grief and additional money.
Well I guess there is a lot more repeat business when the client fails and needs to have his repairs verified. :roll: